Simple. Fair. Human.

Your partner in insurance and group savings.

Employee benefits that strengthen your ability to attract top talent.

A group insurance or savings plan isn’t just an expense : it’s a strategic investment.
Well thought-out
It protects
your employees
It supports your business objectives
It fosters trust within your organization

Alterio designs and manages customized programs tailored to your reality and ambitions.

Our mission is to help our clients face risks by providing simple, effective insurance strategies that are aligned with their unique situation.

Services Offered

Customized employee benefits programs for your business

Group Insurance

A well-designed group insurance plan is a powerful tool to attract and retain employees.

With a rigorous actuarial approach, Alterio goes far beyond simply negotiating premiums. Our support enables you to :

Group Retirement Savings

Investing in your employees’ financial health means supporting their overall well-being.

Alterio designs unique and flexible group retirement savings plans, crafted to support your teams while meeting your business objectives.

Nicolas Moughabghab
The Alterio Expertise

A strategic partner for your organization

Founded by Nicolas Moughabghab, a Fellow of the Canadian Institute of Actuaries and the Society of Actuaries, Alterio combines technical expertise, entrepreneurial experience, and a human-centered vision to provide you with rigorous and transparent support.

Nicolas Moughabghab

Ready to elevate your business?

Let’s build a competitive and sustainable benefits program together.