Actuarial Expertise to Optimize Your Insurance Plans

Alterio Actuaries at Work in the office

Every company deserves insurance solutions that match its ambitions. The reality is that too often, they face a rigid, impersonal, or poorly adapted ecosystem that doesn’t meet their real needs.

Alterio relies on a human, creative, and flexible approach to provide solutions tailored to organizational needs.

Every decision is guided by our four core pillars:

Listening
to understand your challenges
Rigor
to manage your costs
Creativity
to design distinctive solutions
Simplicity

to make every step clear and efficient

Actuarial Expertise Beyond the Numbers


A Solid Expertise

At Alterio, you benefit from services provided by an experienced actuary.

But what exactly is an actuary?

An actuary is a numbers professional—an expert who uses mathematics, statistics, and finance to assess and manage risk. They work in areas such as insurance, retirement plans, finance, and even healthcare.

Nicolas Moughabghab, Actuaire

A Story Rooted in Entrepreneurship

A graduate in actuarial science, Nicolas Moughabghab has been a member of the Society of Actuaries and the Canadian Institute of Actuaries. Holding an MBA from HEC Montréal, he combines analytical rigor with strategic vision to support organizations in managing their risk-related challenges.

His career path led him to support numerous organizations, first within actuarial consulting firms, and later as Director of Business Development at a major insurance company. This dual experience, both technical and commercial, gives him a deep understanding of the market and the concrete needs of businesses.

Actively involved in his community, Nicolas has served on the board of directors of Centre L’Unité in Ville Saint-Laurent, participated in the organizing committee of the Rallye de la Fondation du CHU Sainte-Justine, and chaired the Young Lebanese Chamber of Commerce. This engagement reflects his ability to combine performance, responsibility, and a human-centered approach.

With his solid education, hands-on experience, and entrepreneurial success, Nicolas brings to Alterio its distinctive strength: a human, agile approach deeply rooted in today’s realities.

Connect with Nicolas on LinkedIn

Nicolas Moughabghab, Actuaire

Ready to elevate your business?

Let’s build a competitive and sustainable benefits program together.